Home ยป Union Bank Transfer Code for Transactions 2023

Are you a Union Bank Customer and wish to know the Union Bank Transfer Code you can use for transactions? Then you are at the right place. As you read through, we will be showing you the different Union Bank transfer Codes that you can use for these transactions.

Union Bank Transfer Code


Union Bank of Nigeria, being one of the longstanding financial institutions in Nigeria, has continuously adapted and enhanced its services in line with technological advancements.

This evolution has resulted in the introduction of a convenient method of conducting transactions using USSD codes on mobile phones.

With the Union Bank transfer code, customers can conveniently send money to others using USSD technology, avoiding the need for long queues at the bank or ATMs.

Union Bank of Nigeria has implemented user-friendly solutions that simplify transactions for customers, eliminating unnecessary complications.

The introduction of seamless financial services like money transfers through USSD has greatly contributed to customer satisfaction.

This service ensures security and enables users to perform a wide range of financial transactions without the need for a physical presence at a bank branch.

What is the Union Bank Transfer Code?

Are you aware that it is now possible to conduct financial transactions without physically visiting a bank? All you need is a bank account and a mobile phone linked to it.

This service does not require an internet connection and is facilitated through the use of a USSD code.

By utilizing the USSD code, users can conveniently carry out transactions remotely. The designated USSD code for Union Bank is *826#. This service empowers users to perform various transactions while on the move.

Why Use the Union Bank Transfer Code?

The USSD bank code service has revolutionized the way clients transact, offering them convenience and ease. Here are the key features of this service:

1. Money Transfer: Users can send money to other users conveniently.

2. Interbank Transfers: Members can utilize the service to transfer funds to other financial institutions.

3. Airtime Top-up: Users have the option to purchase airtime for themselves and their loved ones.

4. Data Top-up: It is possible to recharge data for personal use or others.

5. Balance Enquiry: Users can check their account balance from the comfort of their homes.

6. Account Opening: New accounts can be opened remotely, without the need to visit a branch.

7. Bill Payments: Users have the flexibility to pay bills using the USSD code.

8. Merchant Payments: Purchasing goods and paying merchants can be done using the USSD code.

9. 24/7 Availability: The service is accessible at all times, including weekends, public holidays, and odd hours.

10. Network Compatibility: The service is available across all telecommunication networks in Nigeria.

This service has truly transformed the way transactions are conducted, providing users with a wide range of capabilities and access to financial services at their fingertips.

How to Activate the Union Bank Transfer Code

To experience the convenience of the USSD code, it is necessary to activate the code on your mobile phone. The registration process for the transfer code is simple and does not incur any charges. Here are the steps to activate the service:

1. Open the phone’s dialer app.

2. Dial the USSD code *826# using the phone number linked to your account during the account opening process.

3. Enter your 10-digit account number.

4. You will be prompted to enter the last six digits of your debit card.

5. Next, input your desired four-digit transfer PIN.

6. Double-check and confirm all the information you have entered.

7. Upon successful completion, you will receive a message confirming the activation of the service on your phone.

By following these steps, you can activate the USSD code service on your mobile phone and enjoy its benefits and convenience.

How to Send Money to Someone via the Union Bank USSD Code

The Union Bank transfer code enables users to easily send money to other individuals. However, it’s important to note that this service is limited to transfers from individual current or savings accounts.

Other account types such as corporate, joint, target savings, and domiciliary accounts are not eligible to utilize this service.

There are two procedures available for transferring money using the Union Bank shortcode.

How to Transfer Money to Another Union Bank Account

The money transfer service provided is completely free of charge, and the following steps should be followed:

  • Take your phone and open the call app.
  • Dial *826*1*Amount*Recipient’s Account No#.

For instance, you can dial *826*1*1500*02567378290# as an example.

How to Transfer Money to Other Bank Accounts

It is essential to be aware that transferring funds to other bank accounts incurs a service fee. The following steps outline the process:

1. Open the call app on your phone.

2. Dial 8262AmountRecipient’s Account no#.

3. For instance, dial the USSD code *826*2*1500*08970078867# as an example.

4. After dialing the code, authorize the transaction by entering your money transfer PIN.

5. Verify the recipient’s account details displayed on the screen.

6. The money will be promptly transferred to the recipient.

7. A message will be sent to you, confirming the successful completion of your transaction.

How to Check Account Balance Through the Union Bank USSD Code

As an account holder at Union Bank, you have the convenience of checking your account balance from the comfort of your home. Follow the steps below to check your account balance using the USSD code:

1. Open the call app on your phone.

2. Dial 826*4# using the mobile line you used when opening your account.

3. You will be prompted to enter your transfer PIN, which is a 4-digit number.

4. Input your transfer PIN to finalize the transaction.

5. Your account balance will be displayed on the screen.

6. Please note that the account balance will also be sent to you as a text message on your phone.

Other Union Bank USSD Banking Codes and their Functions

FunctionUSSD Code
Load airtime for yourself*826*Amount#
Load airtime for other people*826*Amount*Recipient’s phone No#
Buy data*826*9#
When you want to request a debit card*826*21#
When you want to withdraw money*826*7*amount#
Requesting a loan*826*41#
Paying merchants*826*22*merchant code*amount#
Block and unblock debit/credit card*826*21#
Block your account from your mobile number*826*6#
Block your account from other numbers*826*6*mobile number#

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