Home ยป How to Check Account Balance on First Bank

How to check account balance on First Bank, can come pretty handy. Especially if you do not wish to go to the bank. However, not everyone is familiar with this fact and as you read through, we will show you how to do it.

How to Check Account Balance on First Bank

How to Check Account Balance on First Bank

First Bank is a Nigerian multinational bank that offers a wide range of financial services, including diaspora banking, personal home loan assets, and payment services.

This financial institution has embraced technological advancements to provide convenient ways of conducting business, such as mobile phone transactions.

If you wish to learn how to check your First Bank account balance from your mobile, follow these simple steps:

First Bank acknowledges the significance of technology and has integrated it into its services. They have made mobile transactions easy for customers.

Now, with just a mobile phone and an active account, you can check your account balance on the go using their USSD code. The process is straightforward and hassle-free.


First Bank USSD Code to Check the Balance

The USSD code is a distinctive short code utilized for conducting transactions on your mobile phone. This convenient USSD code has simplified transactions, eliminating the need to visit a physical bank branch.

First Bank’s official USSD code is *894#, which enables you to perform various transactions like money transfers, purchasing airtime, and paying bills.

Notably, this service does not rely on internet connectivity or data, making it easily accessible to all users.

To check your balance using the USSD code on your mobile, you must first register and activate your mobile line. Follow these simple steps for activation:

1. Dial 8940# from the mobile line linked to your account. Using any other line will not work.

2. A list of your debit card numbers will be displayed on your phone’s screen.

3. Choose the debit card you want to activate.

4. Enter the 4-digit PIN code for the chosen card and tap send.

5. You will be prompted to create a 5-digit PIN code.

6. Once these steps are completed, your mobile line will be activated for the mobile banking service.

After activating your phone, you can now check your balance using the USSD code. If you’re unsure how to do this, follow these steps:

1. Dial 89400# from the phone number linked to your account.

2. Enter your 4-digit PIN when requested.

3. Tap send to proceed.

4. Your balance will appear on your mobile screen.

5. Additionally, a text message will be sent to your phone displaying your balance.

Please be aware that this service is not free, and there is a fee of N10 for each balance check, which will be deducted from your account.

How to Check First Bank Account Balance Online

Now, you have the convenience of checking your account balance online from anywhere with an internet connection or data.

This mobile banking service is accessible to smartphone users. Here is a simple step-by-step guide on how to check your account balance on First Bank online:

1. Open the Play Store on your smartphone and download the First Bank mobile app from either the Google Play Store or Apple App Store.

2. Register for the service using your account details. The registration process will require your account information and verification through your linked mobile number or email address.

3. Once the registration is completed, log in to the mobile app.

4. Your account balance should be visible on the dashboard. If not, you will find a list of navigation options.

5. Navigate to the “Check Balance” option and select it.

6. Your account balance will be displayed on the screen.

The mobile app also allows you to check your statement, pay bills, and perform many other transactions.

Keep in mind that you can only register for this service with the mobile number linked to your account. If you no longer have access to that number, visit the nearest branch to update it with a new one.

First Bank has been a pioneer in providing development-oriented services to its over 17 million customers for over 126 years.

One of its latest innovations is the USSD code 89400#, which enables you to check your balance from your mobile.

This method is easy, secure, and convenient. The above guide serves as a helpful starting point if you wish to know how to check your First Bank account balance using the USSD code.


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